feat(integration): prepaid billing, engine UI, credits console, direct tasks, v2 final

- Prepaid credit system: org wallet, debit on usage, chat gate, admin credit console
- Engine UI: /manager, /tasks, /tasks/[id], /workforce, /dashboard, /traces pages
- Direct task creation (HTTP POST /tasks, MCP tasks_create) at pending_manager_review
- Pause/resume/cancel/answer actions in engine API and UI
- Employee cap (7 per org default), review pipeline guard (active reviewer required)
- Scheduler: wide window prevents org starvation; archived employees excluded from cap
- Tenant isolation: project-id cross-org 404, engine never uses another tenant's sandbox
- Order route fix: manager built with pipeline states + employee profiles
- Contract extension: ModelGrantPort.get_org_policy with DefaultOrgPolicy
- Engine event types in @agy/contracts (task.step, task.gate, run.log, run.tool, team.changed)
- api-engine.ts typed client; api-credit.ts client
- Alembic migration c4d5e6f7a8b9: prepaid credit + engine UI tables
- 859 tests passed, 1 skipped; ruff/mypy/tsc/eslint/vitest all green

Refs: PLAN-v2.md §9 (T1–T43), todo-v2-final.md

.env.example

@@ -140,3 +140,9 @@ ALLOW_CUSTOM_DOMAINS=false
 # or `--upload-pack`. Set to true ONLY to test against a local bare repository.
 GIT_ALLOW_FILE_PROTOCOL=false
 # <<< agent-3
+
+# >>> integration (billing)
+# Credit given to every new organization at creation (prepaid). 0 means the
+# platform owner credits new organizations by hand.
+BILLING_STARTING_CREDIT=0
+# <<< integration